Wakili, meaning willingness and perseverance in local dialect, is a program created by Entrepreneurs du Monde in 2016 for people excluded from access to traditional systems of financing. It supports groups of micro-entrepreneurs from the most vulnerable communities to develop income generating activities and improve the living conditions of their families. Wakili offers social and economic training, microloans and savings (the only EdM program to pay interest on collected savings). Wakili is the only social microfinance institution in Guinea offering credit without collateral or required group guarantee agreement. Also borrowers don’t need to wait to save before taking a loan which is unique among Guinean MFIs. Clients do earn interest on their voluntary savings.